Terms and Conditions

Welcome to Our Service

These Terms and Conditions govern your use of zelionapexiq's financial planning subscription services. By accessing our services, you agree to be bound by these terms.

Please read these terms carefully before using our consultation services or subscribing to our financial planning offerings.

Key Definitions

For clarity, the following terms have specific meanings throughout this agreement:

• • "Service" refers to our financial planning subscription offering, including consultations, analytical reviews, and related support
• • "User" or "Client" refers to individuals who subscribe to or use our financial planning services
• • "Content" includes all materials, advice, and information provided through our consultation services
• • "Agreement" refers to these Terms and Conditions along with our Privacy Policy and other referenced documents

Using Our Services

Our financial planning subscription service provides ongoing consultation, analytical reviews, and strategic guidance to help you make informed financial decisions.

You must be at least 18 years old and capable of entering into legally binding agreements to use our services.

Your Responsibilities

As a subscriber to our financial planning services, you agree to:

• • Provide accurate and complete information during consultations and service interactions
• • Maintain the confidentiality of your account access credentials and consultation materials
• • Use our services only for legitimate personal financial planning purposes
• • Comply with all applicable laws and regulations in your jurisdiction
• • Notify us promptly of any changes to your circumstances that may affect our consultation services

Prohibited Activities

You may not use our services for any of the following purposes:

• • Sharing access credentials or consultation materials with unauthorized individuals
• • Attempting to reverse engineer or reproduce our proprietary consultation methodologies
• • Using our services for illegal activities or to circumvent financial regulations
• • Interfering with the proper functioning of our systems or other users' access to services
• • Misrepresenting your identity or circumstances during consultations

Intellectual Property Rights

All content, methodologies, and materials provided through our subscription service remain the intellectual property of zelionapexiq and are protected by applicable copyright and intellectual property laws.

We grant you a limited, non-exclusive license to use our consultation services and materials solely for your personal financial planning purposes.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of this agreement.

Subscription and Payment Terms

Our financial planning subscription service is billed monthly at $250 AUD including GST. Payment is due in advance and processed automatically unless cancelled.

Subscription fees are non-refundable except where required by Australian Consumer Law or in cases of service failure on our part.

Service Disclaimers

Our consultation services are provided "as is" based on the information you provide and general financial planning principles applicable at the time of service delivery.

We make no warranties about specific outcomes or results from following our consultation recommendations, as individual circumstances and market conditions vary significantly.

Limitation of Liability

To the maximum extent permitted by Australian law, our liability for any claims arising from our consultation services is limited to the subscription fees paid in the 12 months preceding the claim.

We exclude liability for indirect, consequential, or punitive damages arising from your use of our financial planning services.

Indemnification

You agree to indemnify and hold harmless zelionapexiq from any claims arising from your use of our consultation services or implementation of recommendations provided through our subscription offering.

Resolving Disputes

We are committed to resolving any concerns efficiently and fairly:

Service Termination

Either party may terminate the subscription service with 30 days' notice. We may terminate immediately for material breach of these terms.

Upon termination, your access to consultation services will cease, though you retain access to previously provided materials for personal use.

Applicable Law

This agreement is governed by Australian law, and any disputes are subject to the jurisdiction of Australian courts.

Changes to These Terms

We may update these Terms and Conditions periodically to reflect changes in our services or legal requirements.

Continued use of our services after changes indicates your acceptance of the updated terms.

Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and zelionapexiq regarding our financial planning services.

Contact Information

For questions about these Terms and Conditions or our services, please contact us using the information provided on our website.